The start of a new year is the perfect time to invest in your smile. For many patients, January isn’t just about resolutions; it’s also when dental insurance benefits reset. That means if you haven’t used your 2026 benefits yet, now is the time to plan strategically and make the most of your coverage.
What Does a “Benefit Reset” Actually Mean for You?
Most dental insurance plans operate on a calendar-year schedule. A benefit reset means that your yearly coverage allowance starts fresh on January 1. Services like cleanings, exams, fillings, and major procedures all count toward that limit. If you don’t use them early in the year, you risk leaving money on the table that could go toward improving or maintaining your oral health.
Strategic Planning: The “Phased Treatment” Advantage
When it comes to bigger dental work, timing matters. A phased treatment plan allows you to break up larger procedures over multiple visits or even across two benefit years. For example, if you need a bridge or multiple crowns, starting part of the work now ensures you maximize your 2026 benefits without hitting your coverage limit too early. Then, you can finish the remaining portion later in the year, or even early in 2027, so your dental insurance continues to support your care efficiently.
Splitting Major Dental Work
If you tackle a portion of a bridge or a set of crowns now, you can secure coverage for the initial stage while leaving room for follow-up procedures. This strategy prevents surprises at the checkout and helps you stay on track with long-term oral health goals, all while keeping your smile in exceptional shape.
Why Your Resolution Should Start with a Dental Cleaning
Before tackling major dental work, scheduling a routine cleaning and exam is always a smart move. Cleanings catch minor issues early, help prevent gum disease, and set the foundation for more complex procedures. Plus, Degenhardt Dental is in-network for Delta Dental, so using your benefits for preventive care has never been easier or more cost-effective.
Schedule a Routine Dental Checkup with Your Troy Dentist Today
Ready to start the new year with a bright, healthy smile? We invite you to take advantage of your 2026 benefits by booking a cleaning early. We look forward to providing dental care for your smile!